Here are some awesome deals for Thursday, Friday, and Saturday.

The (#) before each item is the purchase limit, the first price is the selling price and the second is the ecb amount you will get back.

(1)Playtex Gentle glide or sport tampons 16-18 ct- 3.99/3ecbs
Use $1.00 coupon.

(1)Schick Quattor razor or trimmer- 7.99/6ecbs

Soft & Dri Pulse or Right Guard Sport- .99
Use $.50 coupon

(2)Colgate Total Advanced Clean, Advanced Fresh, or Advanced Whitening 4oz- 2.99/2.99ecbs
Use$1.00 coupon from 11-16 SmartSource

(2)Aussie shampoo, conditioner13.5 oz, or styler – 2.99/2.99ecbs
Use $1.00 coupon from P&G

(1)Johnson’s softlotion 11or14oz- 5.69/5.69 ecbs
Use $1.00 coupon from 11-2 RedPlum

(3)Gatorade G2 20oz- 1.49/1.49ecbs

(1)Hershey’s King size, Reese’s, KitKat 2.6-3.0oz or Twizzler’s 4.3-5oz $1.00/$1ecb

(2)Bic Soleil single razor with 2 cartridges and shower holder 5.99/5.99ecbs(They are already sold out)
Use $3 coupon from 11-2 SmartSource

(1) Garnier Nutritionist cleansing towelettes 25 ct- 5.99/5.99 ecbs
Use $1 coupon from 11-9 RedPlum

(1) Maybelline Mineral Power liquid foundation- 8.99/8.99ecbs
Use $3.00 coupon

(1) 5-hr energy extra strength 2 pk,. 4oz total- 3.99/3.99ecbs

(2) L’oreal Colour Juice Sheer lip gloss- 6.99/6.99ecbs
Use $1 coupon from 11-2 Redplum

(1) Sally Hansen Max Growth plus Nourishing nail color- 3.79/3.79ecbs

(1)Covergirl Smoothers liquid makeup- 7.99/7.99ecbs
Use $1 coupon from P&G

(1) Covergirl Smoothers pressed powder- 5.99/5.99ecbs
Use $1 coupon from P&G

Funny Dave Ramsey post

For all you Dave Ramsey fans, this post is too funny! Check it out at Finance Gets Personal.

Publix deals 10-29 thru 11-04

Remember at Publix they take any competitor's coupons (ex: Target, Food Lion, etc.).

For BOGO items, they charge 1/2 price for each item, so you only have to buy one if you want, and you can use a coupon on each item.

They double all coupons up to $.50.

FYI: I have found that sometimes I can't print some coupons in Internet Explorer and I have to open them in Mozilla FireFox.

These are the deals that I thought were the best, see the ad for all the deals.

BOGO deals

Nestle Hot Cocoa Mix - $1.99

use .75/1 Nestle No Sugar Added, Fat Free, or Fat Free with Marshmallows

or, if you go shopping after Sunday use $1/2 from RedPlum insert in Sundays' paper.

Final price- .25 or $1 for 2.

Uncle Ben's Country Inn Rice - $1.59

Use $1/2 from 8/24 RedPlum or printable.

Final Price= .59 for 2

Keebler Fudge Shopped Cookies- $3.29

Use $1/2 coupon from 9/29 RedPlum insert.

Final price= 2 for $2.29

Arnold Bread- $3.69

Use $.55/1 coupon from 10/5 SmartSource insert, or $.50/1 printable (page 3).

Final price= $1.29 or $.85

Idahoan Mashed Potatoes - $1.29

go to this site and print out a coupon, they are supposedly different depending on how you answer the questions, my was $.75/1

Final price= Free plus overage

Electrasol Dishwashing Detergent, 3in1 tabs or 2in1 gelpacs 32 ct- $7.79

Use coupon for $.50/1 from 10/12 SmartSource or this printable.

Final price=$2.90

Totino's Pizza Rolls 40ct bag - $4.19

Use $.35 coupon from 10/05 SmartSource or this printable

or $.40/2 from 9/7 SmartSource

Final price= $1.40/1 or $3.39/2

Luzianne Tea Bags - $2.19

Use $.60/1 coupon from 6/29 SmartSource

Final price = $.50 each

Pop-Secret Popcorn - $4.51

use $.50/2 coupon from 10/5 GM insert

Final price = 2 for $3.51

Dannon Yogurt - 20/$10

Use $.50/6 from 8/17 SmartSource

Final price = $.41 a cup

Olivio Oil Spread - $2.59

Use $1/2 from 9/21 SmartSource

Final price = $.80 each

Publix Milk 1/2 gallon- $2.69

Barilla Pasta Sauce- $2.75

Lay's Chips - $3.79

Crystal Light on the go- $4.85

Other deals (not BOGO)

Publix milk 1 gallon- $3.69

Chicken Leg Quarters- $.59 lb

Western Lettuce- $.79

Florida Navel Oranges 4 lb bag $2.50

Tomatoes on the Vine $1.69/lb

Red Globe Grapes (seeded)- $1.49/lb

Red or Golden Delicious, Royal Gala, Fuji, or Granny Smith- $1.29/lb

use these coupons- $2 off $5 produce, and $1 off any bag of apples

Kellogg's Pop Tarts - $1.66

use coupon for $1/2 from 10/12 Redplum or this printable

Deer Park Aquapod 8 pk - $2

use $1/2 coupon from 8/24 Redplum or this printable

Pillsbury Grands $1.50 each

Use $.50/2 printable

Pillsbury Toaster Strudel- $1.66

Use $.35/1 coupon from 9/07 SmartSource or $1 printable

Green Giant Valley Fresh Steamers 50% off

Use $1 coupon from 9/07 or 10/05 SmartSource or printable, or printable

Brawny Paper Towels 8pk - $6.49

Use $1 coupon from 10/05 Redplum

Quilted Northern Ultra 12 roll pack - $6.49

Use .50 coupon from 9/21 Redplum or $1 off printable.

Auqafresh Toothpaste- $2

$1 off printable

Robitussin Cough Medicine- $2.99

Use $.50 coupon from 9/21 Redplum or $2 off printable

2x Tide Detergent 50oz bottle- $5.99

Use $1 off Tide from 9/28 P&G

CVS deals week of 10-19-08 thru 10-25-08

GREAT deals this week!

Sunday and Monday only deals

Pumpkin Pail- $.99,

receive $.99 ECBs

Final price=FREE

(limit 2)

Brach's Pumpkins, Autumn Mix, or Candy Corn- $1.29

Receive $1.29 ECBs

Final price= FREE

(limit 2)

Funlight (6" smart light)- $.99

Receive $.99 ECBs

Final price= FREE

(limit 2)

Other Deals

Butler G.U.M. 2pk toothbrushes- $3.99

Receive $3.99 in ECBs

Use $.75 coupon from 8/3 RedPlum

Final price= FREE plus $.75 overage

(limit 5)

Powerade- $1.69

Receive $1.69 in ECBs

Use $.75 coupon from 6/8 SmartSource

Final Price = FREE plus $.75 overage

(limit 1)

Just for Men Touch of Grey- $7.99

Receive $7.99 in ECBs

Use this $2 coupon, and then send in for this rebate.

Final price=Free plus $9.99 overage (from $2 coupon and $7.99 rebate)

(limit 1)

Colgate MaxFresh Toothpaste- $2.99

Receive $2.00 in ECBs

Use $1 coupon from 9/28 insert

Final price=FREE

(limit 2)

Excedrin 20-24 ct - $1.99

Use this coupon for $2.00 off Express Gels

Final price= FREE

Pert Plus or Sure Products (Pert=$3.69, Sure= $2.79)

Spend $10, get 5 ECBs

Use $2 Pert Plus coupon from 10/19 SmartSource

Use $1 Sure coupon from 10/19 SmartSource

Buy 2 Pert's and 1 Sure = Final price = $.17

Great Chicken Deal!!

I went to Ingles tonight to take advantage of their sale on Sanderson Farms boneless, skinless chicken tenders for $1.98/lb, b/c the sale ends tonight.

I got 10 lbs for $20. The total was $45 before they scanned my Ingles card to get the sales price.

What will I do with all this chicken, you may ask. Check out a post on one of my favorite blogs, Mommy Making Money, for some great ideas.

Freebies

Free Playtex Drop-Ins


Free Prilosec sample








free Arby's Beef 'N Cheddar
(Thanks, Centsible Savings)




here and here





Free Kotex sample pack




Free Garnier Nutritioniste Ultra-Lift deep wrinkle treatment






Free sample of L'Oreal Advanced Revitalift Anti-Wrinkle Concentrate
you have to register, then click on My L'Oreal



$1.00 coupon for Johnson's Buddies Easy-Grip Sudzing Bar Soap
hit the back button and print 2

These are always usually $.99, so you can get 2 free.
You also can use any coupon for $1.00 off any Johnson's product. Whenever I have this coupon and am not going to use it for anything, I go and get free soap before the coupon expires.

Great Scrubbing Bubbles coupons

Here's a great link to print out coupons for Scrubbing Bubbles, Pledge, Windex, Shout, and Fantastik. The coupon values are all more than what you would find in the paper. The Scrubbing Bubbles coupons are for $2.00. The week before last, Publix had there's BOGO, normal price =$3.99, so when Publix offers that again (and I am sure they will in a few weeks) then you can get them for free with the coupon!

Ingles week of 10-12-08

Boneless Skinless Chicken Breast Tenders

Sale price = $1.98 lb.

Florida Navel Oranges 4 lb.

Sale price = 2/$4

Campbell's Chicken Noodle or Tomato Soups

Sale price = 10/$6

Use $.40/4 from 9/7 S or 10/5 Campbell's insert, doubled

Final price = $1.60 for 4 ($.40 each)

Kellogg's Cereals

Sale price = $2.78

Use $1 printable on sidebar quick print coupons

Final price = $1.78 each

Cottonelle Toilet paper 12 double or 24 single roll

Sale price = $6.49

Use $.50 coupon from 9/21 S, doubled

Final price = $5.49

Puffs Tissues

Sale price = 5/$5

Use $.25 coupon from 9/28 PG, doubled

Final price = $.50 each

Muir Glen Organic Pasta Sauce

Sale price = 2/$5

Use $1 printable coupon

Final price = $1.50 each

Muir Glen Organic Soup

Sale price = 2/$4

Use $1 printable coupon

Final price = $1.00 each

Cascadian Farm Organic Cereal

Sale price = 2/$6

Use $1 coupon from 10/5 GM

Final price = $2.00 each

Progresso Soup

Sale price = 3/$4

Use $.50/2 coupon from 9/7 or 10/5 GM, doubled

Final price = $1.67 for 2

Hormel Complete Meals $2

Use $.75 coupon from 8/17 SS

Final price= $1.25 each

Welch's 100% White Grape Juice- $3

Use $1 coupon from 10/5 SS

Final price=$2 each

Jello pudding singles-$1.50

Use $.50 coupon from 9/14 SS(doubled)

Final price=$.50

Nesquick Chocolate Syrup-$1.58

Use $.50 coupon from 9/14 SS(doubled)

Final price=$.58 each

Pamper's Baby Wipes 60 ct $2.78

.50/1 PG 9/28

$1.78 each

Soft Scrub Bleach Clean Gel $1.98

$1/1 SS 10/5

.98 each

Zout Stain Remover $1.98

.55/1 SS 8/10

$1.43 each

Smithfield Bacon $2.98

.75/1 SS 9/28

$2.23 each

Zatarain's Rice $1

75/2 RP 9/7

.63 each

Lipton To Go $2.58

.60/1 RP 8/17

$1.98 each

Dannon Activia Yogurt $2

$1/1 SS 9/21

$1 each

Aussie Shampoo or COnditioner $2.50

$1/1 PF 9/28

$1.50 each

Rayovac Batteries .98 each

$1/2 SS 10/12

.48 each

Hershey's Special Dark Nuggets $2.50

$2.50/2 SS 9/14

$1.25 each

Cascadian Farm Granola Bars $2.50

$1/1 SS 8/24$

1.50 each

Biz Laundry Detergent $2.98

$1.50/1 SS 10/12

$1.48 each

Meaty Bone Dog Biscuits $2

$1/1 RP 10/5

$1 each

Glade Plug-Ins Refills $2.50 eachBOGO

SS 9/28

Buy 2 for $1.25 each or $2.50 for both

Kellogg's Eggo Waffles 3/$5

.55/1 RP 9/21

$1.12 each

Free Samples

Go to Kashi for a free cookie sample and check out Centsible Savings to see how to get another free product from Kashi.

Free Betty Crocker Potatoe Sample

Free Kotex Sample

CVS week of 10-12-08

Not a whole lot going on at CVS this week.

Colgate Total Advanced Toothpaste- $3.49

Receive $2.00 ECBs

Use $1.50 coupon from All You mag(found at Walmart- this magazine has a lot of coupons) or this printable

Final price=FREE after ECBs and coupon

(limit 2)

Swiffer Products-

Buy $10 get $5.00 in ECBs

Swiffer Sweeper Starter Kit=$7.99

Swiffer Dry 32ct, wet 24 ct, 10ct duster refills or extendable handle kit=$6.99

There was a coupon in 9/28 P&G for Buy any 1 Swiffer Sweeper or Wet Jet Starter Kit and get a Free Swiffer Dusters Starter Kit

Nature's Bounty Vitamins $4.39-$54.99 BOGO

Receive $2.00 in ECBs when you buy 2

Use this $2 printable (it says you can only print one, but if you hit your back button a few times, it will print out 2. (thanks to BeCentsable)

Nestle Pure Life Water- 24pk- $4.99

Get $1.00 in ECBs

Use this $1.00 printable or $1.00 coupon from 8/3 RedPlum insert (thanks to BeCentsable)

Final price= $2.49 after ECBs and coupons

(limit 5)

Sobe, Propel, or Gatorade- 5/$5

Receive $3 ECBs when you buy 5

Use 2-$1.00 coupons from CVS Beauty Book

final price=FREE after ECBs and coupons

Buy $10 of any CG cosmetics, get $3 in ECBs

Scenario

Buy 1 CG foundation- $5.49

Buy 1 CG invisible concealer- $4.49

Use $1/1 coupon from 9/28 P&G insert

Use Buy any CG foundation, get a complementary CG face product free coupon from 9/28 P&G insert

Spend $4.49 OOP, Earn $3 in ECBs

Final price=$1.49 after ECBs and coupons

I got this from "Cents"able Momma, she has a really good scenario this week on how to get some good deals for $5 OOP

Palmolive dish liquid 11 oz- $.99

Use $.25 coupon from 9/28 Smart Source insert

Final price= $.74

Always Infinity pads 14-18 ct- $4.99

Receive $1 ECB

Use $2 in 10/12 P&G insert

Final price= $1.99 after ECB and coupon

Also don't forget these 2 October monthly ECB deals

Vitamin D 100 ct-$2.99

Receive $2.99 ECB

Free after ECB

(limit 1)

Well Patch Arthritis relief pads 3 ct- $5.99

Receive $5.99 ECBs

Use $1 coupon from 7/13 SmartSource insert

final price = FREE plus $1.00 profit

(limit 5)

CVS week of 10-05-08

Aquafresh Toothpaste-$.99
use this printable coupon
Final price=$.24

Glaceau Vitamin Water - $2.29
Receive $2.29 ECBs
Final price=Free
(limit 1)

Speed Stick & Lady Speed Stick- $1.99
Receive $1.00 ECB
Use $.50/2 coupon from 09/28 SmartSource
Final price= $.74 each
(limit 5)

Purex Laundry Detergent(24-32 loads)- $2.99
Use $1/2 or $.50/1 coupon from recent inserts
Final price= $2.49 each

Bayer Breeze 2 Glucometer- $14.99
Receive $10 ECBs
Use coupon for up to $30 off from 6/1 SmartSource Coupon
Final price= $10 profit with coupon

Buy $20 Maalox @ $5.49 each
Receive $10 ECBs
Use $2/1 coupons from 8/17 SmartSource
Final price= 4/$3.96 after 4 coupons and ECBs

Colgate MaxFresh toothpast or Colgate Toothbrush- $2.99
Receive $2 ECBs
Use $1/1 coupon from 9/28 insert for toothpaste
or $1/1 coupon from September All You magazine(Walmart) for toothbrush
Final price=Free
(limit 2)

Bic Soleil Razor or 4 ct cartridges- $5.99
Receive $4 ECBs
Final price= $1.99
(limit 5)

Always Infinity pads(14-18ct)- $4.98
Receive $4.98 ECBs
Final price= Free
(limit 1)
get a free sample here

Various Medicine Deals-See insert- Spend $20 Get $10 ECBs
Use various coupons from this weeks RedPlum insert

Here are a few of the October monthly ECB deals

WellPatch Arthritis Relief Pads (3.ct) -$5.99
Receive $5.99 ECBs
Use $1/1 WellPatch product from 07/13 SmartSource insert
Final price= $1.00 profit after coupon and ECBs
(limit 5)

CVS Vit-D (100ct)- $2.99
Receive $2.99 ECBs
Final price=FREE
(limit 1)

Buy $20 Eucerin Redness Relief Products @ $8.99-$14.99
Get $12 ECBs
$4/1 Eucerin Redness Relief Lotion printable
$2/1 Eucerin Redness Relief Soothing Cleanser printable

Read this e-mail from Dave Ramsey

We are at a crucial time in our country's financial history. Congress defeated the $700 billion bailout plan on Monday. However, they are revising it and trying to push it through again. I'm supporting an alternative plan that will keep our nation from going even deeper in debt, and I've been on TV and radio all week telling people about it.

We need everyone's help!

3 STEPS TO CHANGE THE NATION'S FUTURE

Follow the instructions below. Together we can change history.

1.PRAY FOR YOUR LEADERS!

Pray for them to resist a spirit of FEAR and to embrace WISDOM. Even if you don't like them or agree with them, pray for them and tell them you are praying for them. There is a spirit over this problem that must be broken. Also, most of the media personalities are afraid as well and that is affecting their reporting. Pray for fear to be removed from them; they are making this worse.

2. SEND THE COMMON SENSE FIX

Send The Common Sense Fix to your Representatives and Senators and tell them how you expect them to vote, and that if they put this nation in $700 billion of debt, that you will vote them out. It's their job to listen to us! (Whichever presidential candidate or political party that champions this plan from their leadership down will likely become the next president. That is because this plan fixes the crisis while going along with the wishes of the vast majority of Americans.)

1.First, read this page (PDF)
2.Next, copy the info on this page (text file)
3.Send it to your Senators and representatives by copying and pasting the text in the web form you're sent to.

*Note: If their websites are down, that means we're making a difference! Keep refreshing the page until you get through. You can also go through Congress.org, though we don't endorse this site.

3.TELL OTHERS

Forward this email to everyone in your address book and tell them to urgently follow these 3 steps TODAY. The more people we have supporting this and contacting their elected leaders, the more likely we can turn our economy around!

Get a list of Dave's media appearances this week.

What is your opinion on this?

Free Ziploc Fall Gift Pack

The first 20,000 to respond will receive a free Ziploc Brand Vacuum Freezer System Starter Kit, plus $14.10 in coupons. So hurry to this site.

Publix 10-01-08 thru 10-07-08

2X Ultra Tide Detergent (59oz bottle)- $5.99

Use $1.00 coupon from P&G

Final price= $4.99

Knorr Past Sides- $1.59 normal price- BOGO

Use $60/2 coupon from recent insert, or use $.60 off one from my sidebar.

Final price $.99 for 2 or $.20 for 1 depending on coupon

Red Globe Grapes- $.99/lb

Use this Target coupon for $1/1lb seedless grapes

Final price= varies

Jimmy Dean Pork Sausage Roll- 2/$5

Use $1/2 from coupon book in store

final price 2/$4

Betty Crocker Potatoes- regular price $1.59-BOGO

Use $.40 coupon here(doubled), and use $.40 from my sidebar doubled, (each place will only let you print 2, so print 2 from each and get 4 Free boxes)

Final price=FREE

General Mill Cereals-Regular price $4.29- BOGO

Use $1/3 coupon from recent insert, or use $.55 coupon from my sidebar, or use $1/2 target coupon

Final price= varies

Quaker Chewy Granola Bars- 2/$4

Use $1/3 coupon from insert

Final price=3/$5

Uncle Ben's Rice- $2.59-BOGO

Use $1/2 from 08-24 RedPlum insert

Final price=$1.59/2

V8 V.Fusion-2/$6

Use $1/2 coupon from 08-17 SmartSource

Final Price= 2/$5

Ragu Pasta Sauce-$3.35- BOGO

Use coupon for $1.00 off any 2 Ragu and any one pasta

Final price=$2.25 for 2 Ragu plus a pasta

Stouffer's Lean Cuisine Entree- 4/$10

Use $1/4 from Publix instore flyer

Final price=4/$9

Smart Balance Milk- 2/$6

Use $1 coupon in Publix instore flyer, or $.75 coupon from recent insert

Final price=$2.00 or $2.25 each

Gorton's Fish Fillets-2/$5

Use $.55 coupon from Publix instore flyer, or $.75/2 from my sidebar

Final price=$1.95, $4.25/2

Pillsbury rolls, crescents, squares, twists, breadsticks, pizza crust, or loaf-3/$5

Use $.80 coupon for pizza crust from 09-07 General Mills flyer, use $.35 coupon for crescent rolls from sidebar(will double to $.70), use $.50 coupon for rolls from my sidebar(will double to $1.00)

Final price=varies

Crest Toothpast-2/$5

Use $1.00 coupon from P&G insert

Final price=$1.50 each

Pantene Pro-V Hair Care-3/$10

Use $1.00 coupon from P&G insert

Final price=$2.33 each

Excedrin Pain Medicine(80-100-ct)-$10.99- BOGO

Use $2.00 coupon from 07-13 SmartSource insert

Final price=$3.50

Pampers Wipes- $5.99

Use $1.00 coupon from P&G

Final price=$4.99

Centrum MVI- $6.99

Use $1.00 coupon from 09-21 RedPlum insert

Final price= $5.99

All 2X Ultra Laundry Detergent-$3.99

Use $.80 coupon from 08-17 RedPlum insert

Final price= $3.19

Scrubbing Bubbles Toilet Cleaning Gel-$3.99-BOGO

Use $1.00 coupon from 08-24 SmartSource insert

Final price=$1.00 each

Angel Soft Unscented Bathroom Tissue(12-24roll) -2/$11
Angel Soft Unscented Bathroom Tissue(6-roll)-$3.69

Use $1/1 coupon from 08-17 RedPlum

Final price=$4.50 each or $2.69

Sparkle Paper Towels-2/$11

Use $1/1 from 08-17 RedPlum insert

Final price=$4.50

Ziploc Storage or Freezer Bags-$2.19

Use $.80 coupon from 08-24 SmartSource

Final price=$1.39

Banquet Select Recipes-6/$8($1.33 each)

Use $1/2 coupon from 09-21 SmartSource

Final price= $1.66/2

Kellog's Waffles-2/$3.00

Use $.55 on any Kellog's Eggo Frozen Product coupon

Final price=$.95 each

Birds Eye Veges(8-10oz box)-$1 each

Use $.35 /1 Birds Eye from Publix instore flyer (doubled)

Final price=$.30

Lender's Bagels BOGO

Use $.75/1 publix coupon from Publix instore flyer

Also, remember Publix takes competitor's coupons, so you can go to this link and print $2 off $5 produce coupon and $2 off $5 Deli/Bakery coupon. I use the produce coupon frequently. Thanks to Southern Savers blog!

Tipster Tuesday- Organizing Coupons

It took me months to figure out a way to organize my coupons. I tried many different methods, and today I will show you the one that I finally picked. This may not be the best for everyone, but it works the best for me.

First, I get all of the same inserts together and I separate all of the pages. Then I stack each of the like pages on top of each other.







Next, I staple each of the coupons.

Then, I cut them out and put them in my coupon box.

My coupon box is actually a photo box that I had. It came with category separators, and then I added envelopes for each subcategory. For example, I have a separator for Cleaners and the envelopes within that category consist of air, all-purpose, laundry, dishes, etc.

This makes it very easy to find and organize my coupons.

I would love to hear feedback on your organizing method.

Shopping at Goodwill

I work every Saturday, so I have a hard time stopping at yard sales. Last week I went to Goodwill to get Syd some winter clothes and look what I got for $25.00!

A Disney Princess sweatshirt, Old Navy shirt, Gymboree blouse, Ralph Lauren dress, 3 pair of blue jeans, 1 pair of dress pants, and a pair of Barbie tennis shoes.

Ingles week of 09-28-08

Not too much going on at Ingles this week.

Here are a few deals.

Remember, all coupons $.50 and under are doubled.

Zataran's Rice

$1.00

Use $.75/2 coupon from 9/7 RedPlum insert

Sunny D

$1.33

Use $.25/1 coupon from 8/17 RedPlum insert

Yoplait Yo-Plus

$2.00

Use $1/1 from 9/21 SmartSource insert

Danactive

$2.00

Use $1/1 from 9/21 SmartSource insert

Febreze Noticeable Starter Kit

$5.98

Use $5/1 from 9/28 P&G insert

Northland Cranberry Juice

$2.48

Use $.50/1 from 9/21 SmartSource insert

Campbell's Spaghettios

$.75

Use $.40/2 from 9/21 SmartSource

Softsoap Elements Hand Soap

$1.00

Use $.35/1 from 9/28 SmartSource insert

Ingles brand 8oz block of cheese

2/$4.00

CVS deals week of 09-28-08

Buy 1 Contour Blood Glucose Monitor @$14.99

Get 5 ECB's (limit 1)

Use coupon for $30/1 from past SmartSource insert

Final price= Free plus $5 ECB's (Profit of $5.00!!!)

Buy 1 CG Clean Make-up @ $5.49

Get $5.49 ECB's (limit 1)

Use $1/1 from last P&G insert

Final price= Free plus $1.00 overage after coupon and ECBs

There is also a coupon in the last P&G insert for a free complimentary CG product with the purchase of any CG foundation. This would include any make-up product. So you would get 2 free CG products and make a $1 profit.

Buy 1 Gilette Fusion Razor @ $9.99

Get $5 ECBs

Use $4/1 coupon from last P&G insert

Final price=$.99 after coupon and ECBs

Buy 2 Sunsilk Hair Care @ $7.00 (limit 2)

Get $2 ECBs

Use two $1.50/1 from last 8/17 RedPlum insert

Final price= $1.00 each after coupons and ECBs

Buy 2 Gilette Hair Care products for $9.00 (limit 5)

Get $2 ECBs

Use two $2/1 coupons from last P&G insert

Final price= $1.50 each after coupons and ECBs

Make-over Monday- Baby Steps

Sorry this is a day late!

This past week I have been working on a mental make-over. One area I have a lot of problems with is anxiety, and this can affect every area of a persons life. It makes me very irritable and I can have a short fuse, especially with my children.

One thing I have done this week is to identify the areas that cause me the most anxiety and find solutions, broken down into baby steps, to ease the anxiety a little.

The main area that I have been focusing on this week is a cluttered house. When my house is cluttered (which is often), I get extremely anxious and overwhelmed. What I have started doing is picking a small area at a time, working on it for about 10-15 minutes, and then walking away and doing something else. If I have a lot of papers in an area, I will stack them all in a box, pick out 3-4 at a time, and either file them, shred them, or organize them.

As I am working on an area for the 10-15 minutes, as I pick up each item I will take it to its appropriate place or room. This probably does take more time than taking everything in one trip, but this makes me feel lessed stressed and overwhelmed ( and the extra walking sure won't hurt me any.)

Another area that causes me major anxiety, is when I have my paperwork from the weekend follow me into the week. For those of you who don't know, I work as a home health care nurse on the weekends. Although it is hard to turn in all the paperwork the very same day (especially if there is a start of care with about and hour's worth of paper work) I have decided if I complete it all in the persons house, it takes more time there, but less in the long run. I also plan on organizing my papers, folders, and supply box with everything I need at the end of the weekend, so the next weekend, I will be completely prepared.

Finances

Another area baby steps can come in handy is your finances. Whether or not you have any savings or a lot of debt, breaking it down into smaller amounts in your mind, can keep you from being as stressed.

For example, my husband and I are major Dave Ramsey fans. I listen to his shows on-line. I have read his books. My husband and I have taken his 13 week Financial Peace University class, and we have seen him live (with free box seats at the Gwinnett Arena, thanks to Katti and Kevin Senior!). His motto is "If you will live like no one else, later you CAN live like no one else."

In his book The Total Money Makeover, he has 7 Baby Steps to help you get out of debt, save, and plan for the future
Step 1: $1,000 in an emergency fund.
Step 2: Pay off all debt except the house utilizing the debt snowball.
Step 3: Three to six months expenses in savings.
Step 4: Invest 15% of your household income into Roth IRAs and pre-tax retirement plans.
Step 5: College funding.
Step 6: Pay off your home early.
Step 7: Build wealth and give.

We are just now getting started on Step 2, and even the baby steps can feel overwhelming, which is why I break the baby steps down into smaller baby steps.

For step 1, $1000 in saving, in my mind I broke it up into 4X $250 and focused on $250 at a time. Now that we are on step 2, I am focusing on $500 at a time, until we are out of debt. This really helps me to not feel overwhelmed and feel like I am getting something accomplished.

We still have a long way to go to be debt free, but with the baby steps, focus, determination, and strength from God, one day we will be calling Dave Ramsey and screaming at the top of our lungs "WE ARE DEBT FREE!!!!"

Home Improvement at it's Best

Guest post by Karen Allen

Some of you may know that I co-host a home improvement show and I've learned so much since I've started. Instead of looking at how pretty the front door is, I now look to see if there's cracks in the foundation. Instead of admiring the beauty of a newly finished basement, I wonder where the load-bearing walls are. My outlook on home improvement has changed dramatically - it's more important for me to know the home is secure, the foundation strong, and able to carry the weight of an entire house. Proverbs 14:1 says "The wise woman builds her house, but with her OWN hands the foolish one tears hers down." (emphasis mine) Our job as wise women is to build our homes in such a way that it cannot be shaken. Are our foundations strong in the Lord? Does everything we do point right to Him? From the shopping to the cleaning to the raising of our children, are we building homes that will last? Leaving a legacy of Truth, Strength, Integrity, Love and Hope. On the flip side, we could be the very ones who tear our house down. With gossip, prejudice, hate, judgment, ignorance, and apathy. We own the very hands that could tear down, or build up, our homes. The closing line to our home improvement show is "It's more than a house, it's your home" and I agree. It's my home, and it is built on very Solid Rock. Continue to build...and build well.

May God richly bless you,
Karen Allen
http://www.wctv24.com/
http://www.itsmorethanahouse.net/

Ingles week of 09-21-08

*Nesquick 16 oz milkshake- 5/$5.00

.50/1 coupon in recent insert

Final price= FREE

I got 5 for free!!!

*Laura Lynn milk 1/2 gallon

2/$3.00

*Sanderson Farms boneless, skinless chicken breast

$1.98/lb

*Fresh Lean Ground Chuck

$1.98/lb for 5lbs or more

*Blue Bell IceCream 2/$7.00

$1.00 coupon in recent insert

Final price=$2.50 each

*Chips Ahoy BOGO

$1.96 each

*Charmin Basic 12 Double Roll Bath Tissue or

Bounty Basic 8 Roll Paper Towels $5.98

$.25 coupon in recent insert

Final price=$5.48

*PopTarts 3/$7

$1/2 coupon in Kellog's coupon insert

Final price=$1.83 each

*DelMonte Canned Veges 3/$2.00

Final price= $.67 each

*Uncle Ben's rice side dishes-10/$5.00

$1.00/2 coupon from 8/24 Redplum insert

Final Price=FREE

I got 8 boxes for free!!!

*DelMonte Harvest Selections-2/$4.00

$1.00 coupon in recent insert

Final price= $1.00 each

*StarKist chunk light tuna-4/$3.00

Final price=$.75 each

*Land O' Frost turkey/ham 14oz pack-BOGO

$.50 coupon from 8/10 Redplum insert

Final price= 1.24/each

*California Seedless grapes-$1.28/lb

Tipster Tuesday

Today I thought I would share about tips on saving gas from Thirty Gas Saving Tips.

I chose this topic today, mainly b/c of course it is effecting everyone, and also b/c I had to run some errands this morning and only ONE gas station in all of the city had gas! They were only letting people get $30 worth, which doesn't go very far in a Suburban. My husband and I are very blessed in that he only works 2 miles from home and he enjoys riding his bike to work, and I work only on the weekends and get paid mileadge. I know, however, that there are lots of people who use a lot of gas every week.

Here are some tips on saving gas, check out the website above for even more!

*Don't start and stop engine needlessly. Idling your engine for one minute consumes the gas amount equivalent to when you start the engine.

*Eliminate jack-rabbit starts. Accelerate slowly when starting from a dead stop. Don't push pedal down more than 1/4 of the way. This allows carburetor to function at peak efficiency.

*Avoid filling gas tank to top. Overfilling results in sloshing over an out of tank.

*Traveling at 55 mph gives you up to 21% better mileadge when compared to 65-70mph.

*Traveling at fast rates in low gears can consume up to 45% more fuel than is needed.

*Keep windows closed when traveling at highway speeds. Open windows cause air drag, reducing your mileadge by 10%.

*Remove excess weight from trunk or inside of car - extra tires, back seats, unnecessary heavy parts. Extra weight reduces mileage, especially when driving up inclines.

Here are a few more obvious tips:
*My personal favorite- Stay at home more! I am a homebody. Not only will you save gas, but you will probably cut back on unneccessary expenses such as fast food.

*Plan your shopping trips on one night, maybe combine with an already planned trip such as dance or soccer practice.

*Be creative and come up with some family activities you can do at home: backyard picnic or camping, movie night at home with popcorn, or just going for a walk.

What are some ideas that you have on saving gas?

Food for Thought...

Guest post by Karen Allen

I think we all know that we should be good stewards of the money we have. I also think we all know that we should do our best to save our money. And I think we all know that we should be looking for ways to decrease spending and increase saving. Knowing and doing are two different things, aren't they? It's like me knowing that cramming that donut in my mouth will completely cancel out the 45 minute workout I just did, but choosing to eat that yummy, glazy, circle of sugar anyway. I came across a verse in the Bible that I had never seen before and it spoke to me quite loudly. Matthew 11:19b "But wisdom is proved right by her actions." WOW! Wisdom is knowing what to do AND DOING IT! Knowing I need to really be wise about my spending is great, but unless it translates into action, I've missed what true wisdom really is. So, are you proved right by your actions? Does the wisdom of knowing the need to be a wise steward translate into action for you? Or does it translate into more of the "just knowing"? I challenge and encourage you this week to allow wisdom to be proved right by your actions. Oh, by the way, I did put down that donut! Now that's food for thought!
May God richly bless you,
Karen Allen
http://www.wctv24.com/
http://www.itsmorethanahouse.net/

Makeover Monday

A few weeks ago, I posted about how it is much easier to manage your finances when your house is in order and organized. So I very eagerly made a weekly schedule of all the things I was going to accomplish each day. Well, here I am two weeks later, and I have to admit, I didn't follow it at all.

Am I disappointed with myself? No! I got a lot of other things accomplished in the last two weeks. We had a two weekend long yardsale (that was the first, and last time we will do that) and it was very successful. My goal was to make $200 and we made $360, and we got rid of a bunch of clutter. We made the EXACT amount we needed to finish Dave Ramsey's babystep 1. If you aren't familiar with Dave Ramsey you need to be. Go to his website and peruse around. More on that later.

God definetely spoke to me about setting priorities the last two weeks and not only about being a good manager of my money, but also of my time.
Am I spending too much time on the computer looking for bargains?
Am I spending more time trying to keep my house in order instead of spending it with my children?

I became a stay at home mom to focus on my children, not focus on my house, my grocery shopping, or myself. Don't get me wrong, the house, grocery shopping, and myself are a priority but when they are out of order, then someone suffers.

Also, am I filling my time with busyness that 2 months or 2 years from now won't matter or that I won't even remember what I did with that time?

As the wise Karen Allen said Sunday(you can pay me back for that later!), "In the critical arenas of life, you cannot make up for LOST TIME."

You cannot make up for time you didn't spend with your children. It makes me sad to think about the times I will be on the computer, and Sydney will ask me to color with her or Briggs will ask me to play with him, and I say "sorry, not right now, mommy is busy." We don't know if we will have tomorrow, so what is the most important choice that we can make today.

I know Karen won't mind me posting this. This was at the end of our lesson Sunday.

So, the question is not "What time is it?", it's "What are you doing with your time?".
Write down 1 thing you can begin doing, on a regular basis, that would have a positive cumulative value in the following areas:

Physically
Relationally
Professionally
Spiritually

My answers were (Go to bed by 10:00-which you will see I didn't do tonight when you look at the timing of my post!), (Plan a weekly event to spend quality time with the family, we love going to the park and picnicking), (Read updated research bi-monthly), (Read Bible and spend time in prayer daily).

Ephesians 5:15-17 says:
Therefore be careful how you walk, not as unwise men but as wise, making the most of your time, because the days are evil. So then do not be foolish, but understand what the will of the Lord is.

So..... will you be wise with your time and your choices today? ..... will you re-evaluate your priorities to make sure you are putting God first, family second, and everything else thereafter?

I would love to here comments about what you plan on doing with the above aspects of your life! Please feel free to share!